You swallow hard and keep your voice steady, because if you scream, you’ll give her what she wants.
“What do you mean it was never his?” you ask.

Maya tilts her head, enjoying the moment the way some people enjoy dessert.
“Ethan didn’t buy this house,” she says softly. “Not really.”
Then she adds the line meant to crush you: “You did.”

Your stomach flips.
“That doesn’t even make sense,” you whisper, but your mind is already racing back through every paper you signed, every signature, every “congratulations” handshake.
Maya steps closer, lowering her voice like she’s sharing a secret between sisters.

“He used your credit,” she says. “Your savings. Your clean record.”
She gestures toward the living room window. “That down payment? That wasn’t his money, sweetheart. That was you. And the mortgage… well.”
She smiles. “You’re the only one approved.”

The porch seems to tilt under your feet.
You want to deny it, but you feel a cold certainty creeping in, because Ethan always had an excuse when finances came up.
He was always “between bonuses.” Always “waiting on a transfer.” Always “handling it.”

You grip the railing so your hands don’t shake.
“So why can’t I get in?” you ask. “If I’m the one on the mortgage, why is the lock changed?”

Maya’s eyes glitter.